RL - Rural Lending:Gold Loan Officer
ChennaiFull-time2–4 yrsPosted 1 week ago
Mid-level finance role at Axis Bank in Chennai. Needs 2–4 years and a degree.
About the role
The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes
What you'll do
- Conduct credit appraisal of loans, sanctioning as per DOP and ensure disbursal of loan within stipulated TAT
- Provide assistance in Gold valuation and execution of documents/registers
- Responsible for Data entry, Closure/Renewal & Account opening in system and for maintaining control returns
- Responsible for the Safe keeping of Gold, Custodian of Storage Keys & File management
- Render support to the Collection team for Auction
What you need
- Sales
- Valuation
- Credit appraisal
- Internal audit
- MIS reporting
- Audit