RPMG:Portfolio Manager - Bharat Banking Loans - FF Front End
BhilaiFull-time7–9 yrsPosted 1 week ago
Senior finance role at Axis Bank in Bhilai. Needs 7–9 years and a degree.
About the role
About RMPG The Retail Portfolio Management Group (RPMG) is responsible for ensuring effective debt servicing by the retail borrowers of the Bank. The RPMG scope covers Pre-delinquency Management (PDM), Bounce Management, Early Delinquency Management (EDM), Pre-NPA Management, NPA Management and Write-offs.
What you'll do
- Own and manage assigned Bharat Banking portfolios including Farmer Funding (KCC), Gold Loans, Tractor Loans, MFI, Bharat Enterprises, and allied agri products
- Monitor portfolio performance across DPD buckets (0–30, 31–60, 61–90, 90+), NPAs, and write‑off segments
- Drive resolution, rollback, recovery, and inventory reduction as per defined targets
- Execute Pre‑Delinquency Management (PDM) actions to minimize fresh slippages
- Plan and execute field collections through own staff and external agencies
What you need
- MIS reporting
- Compliance
- Collections
- Audit
- SOP writing
- Portfolio management