Deputy Area Manager - Business Loans - Underwriting East
KolkataFull-time6–8 yrsPosted 3 days ago
Senior finance role at Bajaj Finance in Kolkata. Needs 6–8 years and a CA, CFA or MBA.
About the role
Credit Analyst for sourcing MSME working capital loans for Small Business lending vertical To Review & Evaluate Credit proposals created by team for MSME deals involving Term Loans, working capital limit CGTMSE backed limit, Purchase Bill Discounting
What you'll do
- Review credit proposals (CAMs /Interim CAMS /Ad-hoc CAMs) submitted by Credit managers teams on assigned set of accounts and assess the risk involved comprehensively
- Convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk
- Awareness of the product proposed and suitability to the client needs
- Reviewing Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines
- Compliance of underwriting process and liaising with Valuation & Legal Agencies for collateral assessment
What you need
- Underwriting
- Valuation
- CFA
- Financial statements
- Risk management
- Accounting
Good to have
- Credit appraisal
- Working capital
- Performance management