Lead Policy - SME| Mumbai

About the role

The role requires significant professional judgment in influencing risk strategies, shaping policy enhancements, advising stakeholders and providing recommendations that strengthen risk management practices, protect the Bank from financial and operational losses, and support sustainable business growth.

What you'll do

• Drive risk governance and policy effectiveness through evaluation of risk exposures, emerging risks, portfolio performance and regulatory developments
• Evaluate, implement and monitor internal & external Credit scoring models in partnership with business/Credit department
• Establish requirements for data maintenance and management and working with IT on implementation
• Create management reporting using visual interface-based tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, Risk segment, score band
• Tracking performance against guardrails, analyze portfolio and macro-economic data to determine potential impact on business operations

What you need

• Credit risk
• Valuation