Sales Manager-Gold Loan
KarnatakaFull-time2–5 yrsPosted 2 months ago
Mid-level sales role at IDFC FIRST Bank in Karnataka. Needs 2+ years and a degree.
About the role
The Manager – Gold Loan is responsible for driving gold loan business growth through multiple channels. This includes acquiring new customers, engaging existing ones, and managing a team of Direct Selling Agents (DSAs) to expand the gold loan portfolio across branches. The role also involves ensuring compliance, maintaining portfolio quality, and supporting branch teams in audits and customer communication.
What you'll do
- Achieve monthly sales targets by acquiring New-to-Bank (NTB) and Existing-to-Bank (ETB) customers
- Promote gold loan products to existing liability customers
- Drive consistent month-on-month growth in End-of-Period (EOP) assets for the gold loan business at each branch
- Ensure fee income of at least 1% of total disbursals
- Conduct regular follow-ups with customers to ensure timely renewals and minimize pending cases
What you need
- Sales
- Collections
- Communication
- Target achievement
- MS Office
- Valuation
Good to have
- PowerPoint