Assistant Manager- Credit Policy
BengaluruFull-time3–5 yrsPosted over a month ago
Mid-level banking role at Mashreq Careers in Bengaluru. Needs 3–5 years and a B.Tech, B.E. or B.Com.
About the role
Perform Portfolio Analytics to identify areas of "Risk" and "Growth" to facilitate policy changes. Analyze tests within the product to explore growth segments and conduct stress tests on the portfolio & risk-based segmentation. Monitor portfolio growth and direction, generating MIS for outcomes. Support automation of credit policies and parameters for lending.
What you'll do
- Support policy managers in monitoring portfolio quality by analyzing available data
- Come up with implementable solutions to address asset quality issues in acquisition as well as existing portfolio of retail asset products
- Assist in meetings for policy preparation and modification based on market requirements and portfolio performance
- Draft policies/guidelines for product programs, new launches, and target segments
- Track and follow up on system change requests to meet changing business needs, improving risk management, and liaising with respective units
What you need
- MIS reporting
- Underwriting
- Credit appraisal
- Reporting
- Collections
- Risk management
Good to have
- SAS
- Hadoop
- Hive