Assistant Vice President- Credit Policy
BengaluruFull-time8–10 yrsPosted over a month ago
Senior banking role at Mashreq Careers in Bengaluru. Needs 8–10 years and an M.Sc or PhD.
About the role
Responsible for portfolio quality and portfolio management strategy by defining retail credit policy / lending / financing parameters. Responsible for the retail bank’s strategy on ‘Risk’ & ‘Growth’ areas through appropriate retail credit policy actions.
What you'll do
- Update and maintain Retail Credit Policy Manual which is the framework for the individual Product programs
- Ensure all retail credit policies are aligned with the strategies’ orientation and target segment that the bank wants to grow
- Ensure product programs in UAE for the products are aligned and standardized and are within the retail banking lending framework
- Comprehensive review of the portfolios in UAE on an ongoing basis
- Provide inputs on all strategic initiatives from retail risk perspective – portfolio, acquisitions, retail credit portfolio management, central bank regulation
What you need
- Portfolio management
- Underwriting
- Credit risk
- Credit appraisal
- Power BI
- Statistics
Good to have
- Risk management
- ETL
- Product strategy
- Machine learning
- SAS
- SQL