AM/M - Risk Analytics - User Lending
BengaluruFull-time3.5–8 yrsPosted over a month ago
Mid-level banking role at Meesho in Bengaluru. Needs 3.5+ years and an MBA or M.Sc.
About the role
Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. We have found our Product-Market Fit, built and proved 0-1 and 1-10 journeys. Now looking for someone who can be the founding member of a 10-100-1000 journey, and this is possibly one of the most exciting and enriching experiences one could consider in their career.
What you'll do
- Own and drive risk analytics initiatives across digital lending portfolios, including BNPL, Personal Loans, and other unsecured lending products
- Identify portfolio trends, diagnose emerging risks, and conduct deep-dive RCAs to understand key drivers of credit performance
- Partner closely with Business, Product, Data Science, and other cross-functional teams to conceptualize and execute risk strategies and projects
- Evaluate existing and proposed credit policies and translate portfolio insights into actionable risk interventions
- Monitor key portfolio metrics including DPD buckets, roll rates, vintage curves, GNPA/NPA, collection efficiency, approval rates, losses, and portfolio yield
What you need
- Analytics
- Credit risk
- SQL
- Hive
- Python
- Root cause analysis
Good to have
- Underwriting