ZONAL CREDIT MANAGER
KolkataFull-timeMid levelPosted 4 days ago
Mid-level finance role at Muthoot Fincorp in Kolkata.
About the role
Management & Maintenance of the quality of the Credit Portfolio from Origination to Collections in the zone End to End Accountability at the Pre-sanction phase of the loan, and part of the loan life cycle post disbursement in case of delinquency across the zone Highly Specialized role – By nature of Interactions with Key Stakeholders by striking a balance between Quality & Growth of the Portfolio.
What you'll do
- Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof
- Conduct detailed analysis of delinquencies and recommend changes to the product teams
- Ensure the successful adoption of internal compliances, regulatory framework across the business
- Coordinate with internal audit and regulatory audit regarding their various requirements
- Collaborate with Collections to drive down the net credit loss & delinquency metrics
What you need
- Credit risk
- Credit appraisal
- Internal audit
- Collections
- Risk management
- Audit