Area Credit Manager - Retail Secured - Hisar
HisarFull-timeMid levelPosted 2 months ago
Mid-level finance role at Aditya Birla Group in Hisar. Needs a degree.
About the role
ABCL is registered with RBI as a Systematically Important Non-Deposit accepting Non-Banking Finance Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31-Mar'25, ABCL has a pan-India presence with 450 branches and a lending book of Rs. 1.2 Lack Crores. ABCL offers end-to-end lending solutions to a diverse set of customers - Retail, HNI, MSMEs, and Mid & Large Corporates through secured as well as unsecured loan products.
What you'll do
- Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
- Ensure timely and policy-compliant credit decisions across assigned branches
- Support branch teams in evaluating proposals and managing turnaround time
- Address audit and compliance observations and coordinate with collections for recovery actions
- Identify and implement local process enhancements to improve efficiency and reduce manual work
What you need
- Underwriting
- Portfolio management
- Credit appraisal
- MIS reporting
- Sales
- Risk management
Good to have
- Channel sales
- CRM
- Capital markets
- Wealth management
- Go
- Performance management