Product Risk Manager (Secured)
GoregaonFull-time5–8 yrsPosted 3 months ago
Senior risk role at Aditya Birla Group in Goregaon. Needs 5–8 years and an MBA, B.Com or BBA.
About the role
Product Risk Manager (Secured) at Aditya Birla Group. Formulate and execute risk-based underwriting strategies that balance customer acquisition with robust risk management.
What you'll do
- Formulate and execute risk-based underwriting strategies that balance customer acquisition with robust risk management
- Lead risk segmentation efforts by categorizing loan applicants based on credit scores, financial behaviors, and other key risk indicators to optimize decision-making
- Develop and refine risk models to improve underwriting decisions and ensure a strong, high-quality loan portfolio
- Collaborate closely with Data Science, Product, Business, and Operations teams to ensure risk strategies are aligned with broader business goals and objectives
- Ensure the smooth execution of lending initiatives by integrating risk management processes and protocols throughout operations
What you need
- Risk management
- Underwriting
- Portfolio management
- Data analysis
- SQL
- R
Good to have
- Credit risk
- Python
- KYC
- Channel sales