Cluster Credit Manager - Micro LAP
MaharashtraPart-time6–8 yrsPosted 1 week ago
Senior finance part-time role at Godrej Industries Group in Maharashtra. Needs 6–8 years.
About the role
Lead and manage the credit function across a cluster of branches for the Micro LAP business. Evaluate and approve Micro LAP proposals in line with the organisation’s credit policy and delegated authority. Ensure robust assessment of customers across income, repayment capacity, banking behaviour, bureau history, collateral, and overall creditworthiness .
What you'll do
- Lead and manage the credit function across a cluster of branches for the Micro LAP business
- Evaluate and approve Micro LAP proposals in line with the organisation’s credit policy and delegated authority
- Ensure robust assessment of customers across income, repayment capacity, banking behaviour, bureau history, collateral, and overall creditworthiness
- Review complex and high-value cases and provide sound, data-driven credit decisions
- Ensure adherence to credit policies, processes, regulatory guidelines, and risk parameters
What you need
- Underwriting
- Sales
- Audit
- Collections
- Compliance