CREDIT APPRAISER-SELF EMP
RaipurFull-time4–8 yrsPosted 1 week ago
Senior banking role at Hdfc Bank in Raipur. Needs 4+ years and CA Inter, CA or MBA.
About the role
Responsible for quality underwriting of home loans within stipulated timelines, adhering to HL policy and regulatory parameters.
What you'll do
- Conduct credit appraisal and underwriting for self-employed customers; Assess risk and repayment capacity by reviewing financial documents
- Review files post-login within stipulated timelines and address shortfalls; Initiate technical valuations for value-based loans
- Maintain relationships with channel partners to process loan applications within defined TAT; Coordinate with legal, technical, CCV
- Interaction and Loan Counseling
- Engage with customers via phone or email to understand their needs; Clarify document-related queries to make informed loan decisions
What you need
- Channel sales
- Credit appraisal
- Underwriting
- Valuation
- Compliance
- Reporting
Good to have
- HTML