Analyst - Credit Administration
NoidaFull-time1–3 yrsPosted 3 weeks ago
Closed
Junior banking role at IDFC FIRST Bank in Noida. Needs 1–3 years and a B.Com, BMS or B.Sc.
About the role
Job needs to handle Post sanction activities in credit framework for Large Corporates and ensuring adherence to credit, regulatory, legal and product guidelines while allowing the disbursement to customer. As last gatekeep of the money and important control functions, team's role involves extensive due diligence and monitoring of credit conditions stipulated by approving committee and ensuring adequate limit, covenant, collateral and documents management.
What you'll do
- Handle wide range of products from working capital to term loan, NCD, Investment limits, Portfolio buyout, Commercial paper in Large corporate and FIG segments
- Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines
- Capability to guide/mentor the makers and ensure that processing are error free and within the committed timeline
- Check whether statutory / internal exposure limits are not breached
- Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages
What you need
- Insurance
- Working capital
- Operational risk
- Performance management
- Compliance
- Due diligence