Branch Manager-Micro Business Loan
VelloreFull-time2–5 yrsPosted 2 months ago
Mid-level finance role at IDFC FIRST Bank in Vellore. Needs 2+ years and a degree.
About the role
The Manager – Micro Business Loan is responsible for driving business loan business growth through multiple channels. This includes acquiring new customers, engaging existing ones, and managing a team of Direct Selling Agents (DSAs) to expand the business loan portfolio across branches. The role also involves ensuring compliance, maintaining portfolio quality, and supporting branch teams in audits and customer communication.
What you'll do
- Achieve monthly sales targets by acquiring New-to-Bank (NTB) and Existing-to-Bank (ETB) customers
- Promote gold loan products to existing liability customers
- Drive consistent month-on-month growth in End-of-Period (EOP) assets for the gold loan business at each branch
- Ensure fee income of at least 1% of total disbursals
- Conduct regular follow-ups with customers to ensure timely renewals and minimize pending cases
What you need
- Compliance
- Collections
- Sales
- Valuation
- Excel
- Reporting
Good to have
- PowerPoint