Credit Manager - Agri
BhilwaraFull-time2–3 yrsPosted 1 week ago
Junior finance role at IDFC FIRST Bank in Bhilwara. Needs 2–3 years and a degree.
About the role
'Candidate will be responsible for assessing the loan applications, which involves determining the financial health and creditworthiness of potential borrowers. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties.
What you'll do
- '1. Help develop relevant unnati MBL loans credit policies based on laws, regulations, and industry trends
- Assessment of customers sourced by Sales Team as per credit policy
- Underwriting of proposal is based on customers profile
- Verification of Credit checks like RBI default list, dedupes checks about negative, caution and restricted profiles, Probe details, Individual and Commercial CIBILS
- Analysis of statement of accounts, preparation of perfios
What you need
- Underwriting
- Credit appraisal
- KYC
- Cash flow
- Valuation
- Sales
Good to have
- Accounts receivable