Credit Manager-Commercial Vehicle
RajkotFull-time2–5 yrsPosted 4 months ago
Mid-level finance role at IDFC FIRST Bank in Rajkot. Needs 2+ years and a degree.
About the role
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.
What you'll do
- Responsible for underwriting CV &CE proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
- Conduct personal discussion with customers to establish credit worthiness
- Drive co-operation with the Sales, technology, analytics, and risk teams to ensure smooth functioning of business
- Partner with Policies team to ensure all decisions are taken within the prescribed framework
What you need
- Underwriting
- Portfolio management
- Sales