Credit Manager-Wholesale Banking

About the role

Credit Manager – Wholesale Banking will manage a sizable portfolio of corporate clients, ensuring portfolio health, and minimizing stress accounts or NPAs. The role holder will be responsible for enhancing the breadth and depth of product offerings to maintain a competitive edge in target markets.

What you'll do

• Develop, maintain, and continuously improve credit risk management strategies, frameworks, and risk tolerance levels for the corporate lending business
• Conduct thorough and independent credit risk assessments of all proposals, focusing on asset quality, pricing, collateral, financials, management quality
• Provide recommendations on credit ratings and risk-return ratios to the appropriate approval committees
• Engage extensively with business teams to ensure alignment with the bank’s risk appetite and identify early warning signs of stress
• Continuously review client rating models, financial performance, and external ratings to ensure portfolio quality and regulatory compliance

What you need

• Financial analysis
• Credit risk
• Compliance
• Risk management