Product Manager-Credit Cards

About the role

The Product Manager - Credit Card Payments will be responsible for driving end-to-end payment transaction performance across the credit card portfolio by optimizing authorization rates, reducing transaction declines, strengthening fraud controls, and identifying emerging misuse patterns. The role requires a deep understanding of the card payment ecosystem, including transaction lifecycle management from Acquirer to Network to Issuer and vice versa.

What you'll do

• Manage and optimize the end-to-end credit card payment journey across POS, E-commerce, Contactless, Tokenized transactions, ATM, UPI-on-Credit Card
• Monitor authorization performance and identify key drivers of transaction declines across channels, networks, merchants, MCCs, geographies, and customer segments
• Analyze decline trends and implement corrective actions to improve authorization approval rates while balancing fraud risk and regulatory requirements
• Benchmark portfolio performance against industry best practices and drive strategic initiatives to enhance transaction success rates and customer experience
• Continuously track emerging fraud trends, industry fraud modus operandi, and evolving payment ecosystem risks

What you need

• Risk management
• MIS reporting
• Reporting
• Customer service
• POS
• Audit

Good to have

• Product strategy
• Arbitration