Relationship Manager - Unnati MBL
UttarakhandFull-time3–5 yrsPosted 3 weeks ago
Mid-level finance role at IDFC FIRST Bank in Uttarakhand. Needs 3–5 years and a B.Com, BBA or B.Tech.
About the role
The Relationship Manager – Micro Enterprise Loan is responsible for building and strengthening customer relationships within the Rural Banking segment, with a focus on micro enterprise lending. This role involves identifying business owners and entrepreneurs in the assigned catchment area, assessing their financial needs, and offering tailored loan solutions.
What you'll do
- Ensure timely disbursal of business loans based on thorough assessment of client needs
- Conduct post-disbursal end-user checks and meet monthly and annual group loan booking targets
- Evaluate client requirements and generate new revenue through cross-selling, aligned with customer lifestyle, risk profile, and financial goals
- Drive penetration of products in rural markets through lead generation and account opening
- Achieve individual and branch-level sales targets through new business acquisition, referrals, and customer retention
What you need
- Compliance
- Cross-selling
- Reporting
- Audit