Risk Manager - Education Loans
MumbaiFull-time4–7 yrsPosted over a month ago
Mid-level banking role at IDFC FIRST Bank in Mumbai. Needs 4+ years and an MBA.
About the role
The Risk Manager – Education Loans will be part of the Retail Business Risk function within Retail Banking, based in Mumbai . The role is responsible for managing, assessing, and monitoring policy norms for Education Loans.
What you'll do
- Conduct regular asset quality reviews and provide analytical insights to identify risks and opportunities, recommending appropriate actions
- Review and update program risk acceptance criteria in response to changes in legal and regulatory requirements, business strategies, market conditions
- Build strong controls to mitigate risks across onboarding, credit, operations, fraud, and reputational domains
- Monitor portfolio delinquencies at a granular level, identifying high-risk segments, locations, and customer profiles
- Define and shape product-level risk appetite in alignment with the bank’s overall risk framework and growth objectives, including risk-based pricing strategies
What you need
- Credit risk
- Audit
- Customer service
- Compliance
- Sales
Good to have
- Portfolio management