Director/Vice President - Credit Approver (Project Finance/Real Estate Financing)
MumbaiFull-timeLead levelPosted 6 days ago
Leadership finance role at Sumitomo Mitsui Banking Corporation (SMBC) in Mumbai.
About the role
Responsible for independent cre dit risk assessment , approval, ongoing risk monitoring and portfolio management of Real Estate Finance and Project Finance in India . Engage with business units at an early stage to discuss deal direction and structuring from a risk perspective Independently review and assess credit applications across Real Estate Finance and Project Finance, including development, income-producing assets and structured financing.
What you'll do
- Responsible for independent cre dit risk assessment , approval, ongoing risk monitoring and portfolio management of Real Estate Finance and Project Finance in India
- Engage with business units at an early stage to discuss deal direction and structuring from a risk perspective
- Conduct credit analysis covering borrower / sponsor assessment, sector and business analysis, financial and cash flow, stress testing, transaction structure
- Prepare detailed executive summaries to seek approval from senior management
- Provide independent, commercially balanced challenges to new transactions, amendments, waivers
What you need
- Portfolio management
- Credit appraisal
- Cash flow
- Credit risk
- Underwriting
- Compliance
Good to have
- Business analysis
- Performance testing