Area Manager - Credit Operations - Housing - Operations - Delhi - Swasthya Vihar - MM
DelhiFull-timeMid levelPosted 3 days ago
Mid-level finance role at Tata Capital in Delhi. Needs a B.Com, BBA or CA.
About the role
This role will be responsible for managing Credit-Operations activities for retail mortgage loans including Home Loans, Home Equity, Affordable Housing Loans, and Digital Loans at a cluster level, covering multiple branches. Credit-Operations Manager will ensure 100% process adherence, quality checks in lines with credit policy, and compliance, acting as a bridge between Credit and Operations teams to ensure seamless loan processing.
What you'll do
- Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC
- Ensuring gating rejections in line with credit policy and close monitoring on login quality
- Ensuring timely initiation of internal reports and checks as mandated by credit policy
- Oversee the CAM (Credit Appraisal Memo) preparation ensuring completeness and accuracy before submission to credit approvers
- Conduct final review of loan files before disbursement, ensuring all documents are in place and compliant with internal and regulatory guidelines
What you need
- Loan processing
- KYC
- Credit appraisal
- Internal audit
- Internal controls
- Compliance
Good to have
- Excel
- Reporting
- Salesforce
- SOP writing