Credit Manager - Personal Loans - Kolkata - Srijan Tech Park - JM*
KolkataFull-timeMid levelPosted 2 weeks ago
Mid-level finance role at Tata Capital in Kolkata. Needs a degree.
About the role
Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
What you'll do
- Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
- Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic
- Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same
- Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
- Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
What you need
- MIS reporting
- KYC
- Credit risk
- Credit appraisal
- Reporting
- Sales