Associate, Specialist, Credit Analysis, Middle Market

About the role

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange.

What you'll do

• Conduct comprehensive credit analysis of IBG2 clients to assess their creditworthiness and financial standing
• Interact with clients to gather relevant information and documentation required for credit assessment
• Prepare detailed credit proposals and recommendations for new and existing clients. Collaborate with the Credit team to obtain timely approvals for credit facilities
• Support Relationship Managers in achieving their business targets by assisting with annual supervision reviews and arranging credit approvals for new-to-bank clients or…
• Coordinate with the Trade & Operations team and other stakeholders to ensure timely completion of KYC, documentation requirements etc

What you need

• Credit appraisal
• Financial analysis
• KYC
• Financial statements
• Credit risk
• AML

Good to have

• SEBI regulations
• Investment banking
• Working capital
• Treasury