ABHFL-Area Credit Manager-Retail- Ludhiana

About the role

The purpose of this job is to execute risk and credit operations on assigned transactions in alignment with established frameworks and processes, ensuring effective and efficient loan underwriting across ABHFL service offerings for sound portfolio quality management.

What you'll do

• KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Underwriting and Portfolio Quality Management Execute risk and credit…
• Evaluate and approve proposals as per defined approval matrix, seeking guidance from seniors and assisting peers on specific cases as required
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
• Monitor the bounce rates as per threshold limits. KRA2 Process Efficiency Execute risk operations efficiently and in a manner that enables business performance while…
• Coordinate seamlessly with Credit Processing Analysts and Credit Analysts to ensure files are logged appropriately and analyzed thoroughly

What you need

• 4–7 yrs of experience
• Underwriting
• MIS reporting
• Risk management
• Valuation
• Sales
• Collections
• Chartered Accountant or MBA or B.Tech or B.E. or B.Com