AM/M - Risk Analytics - User Lending

About the role

Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. We have found our Product-Market Fit, built and proved 0-1 and 1-10 journeys. Now looking for someone who can be the founding member of a 10-100-1000 journey, and this is possibly one of the most exciting and enriching experiences one could consider in their career.

What you'll do

• Own and drive risk analytics initiatives across digital lending portfolios, including BNPL, Personal Loans, and other unsecured lending products
• Identify portfolio trends, diagnose emerging risks, and conduct deep-dive RCAs to understand key drivers of credit performance
• Partner closely with Business, Product, Data Science, and other cross-functional teams to conceptualize and execute risk strategies and projects
• Evaluate existing and proposed credit policies and translate portfolio insights into actionable risk interventions
• Monitor key portfolio metrics including DPD buckets, roll rates, vintage curves, GNPA/NPA, collection efficiency, approval rates, losses, and portfolio yield

What you need

• 3.5–8 yrs of experience
• Analytics
• Credit risk
• SQL
• Hive
• Python
• Root cause analysis
• MBA or M.Sc

Good to have

• Underwriting