Area Credit Manager

About the role

This role is expected to take approval decisions as per approval matrix after due creditworthiness and risk assessment ensuring process adherence, and coordinate with Sales, Operations and Technical team colleagues to ensure robust risk management operations Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

What you'll do

• Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
• Underwriting and Portfolio Quality Management
• Execute risk and credit operations for assigned transactions in adherence with defined frameworks and principles across ABHFL business lines
• Evaluate and approve proposals as per defined approval matrix, seeking guidance from seniors and assisting peers on specific cases as required
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required

What you need

• 4–7 yrs of experience
• Credit risk
• Credit appraisal
• Risk management
• Underwriting
• MIS reporting
• Valuation
• Chartered Accountant or MBA or B.Tech or B.E.