Area Credit Manager-Affordable-Delhi

About the role

Write the purpose for which the job exists (in 2-3 lines) To oversee the credit underwriting function and review of credit proposals logged in for the region To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams.

What you'll do

• Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
• Oversee the credit proposals evaluation and ensure that the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns
• Ensure direct and thorough investigation is undertaken to obtain relevant credit information through personal interaction with customer
• Approve/ decision credit proposals at the local/ regional level and recommend for further approval/ decision to Zonal / National / Credit Committee levels for certain…
• Ensure timely submission of Credit Appraisal Memo to the Zonal Credit Manager for all proposals highlighting the key risks associated with the borrower to enable a…

What you need

• 4–7 yrs of experience
• Credit risk
• Sales
• Credit appraisal
• MIS reporting
• Financial statements
• Cash flow
• Chartered Accountant or MBA

Good to have

• SOP writing
• Capital markets
• Working capital
• Income tax
• Due diligence
• Performance management