Area Credit Manager - Bhadrak

About the role

Review Retail Secured loan applications and assess borrower creditworthiness. Conduct detailed analysis of customer profiles, income, repayment capacity, banking behavior, and collateral security. Evaluate property and other security-related documents to ensure compliance with internal policies and regulatory requirements.

What you'll do

• Review Retail Secured loan applications and assess borrower creditworthiness
• Conduct detailed analysis of customer profiles, income, repayment capacity, banking behavior, and collateral security
• Evaluate property and other security-related documents to ensure compliance with internal policies and regulatory requirements
• Identify, assess, and mitigate potential credit risks before recommending proposals
• Ensure all credit proposals undergo the required due diligence checks

What you need

• Underwriting
• Credit appraisal
• Compliance
• Due diligence
• Sales
• Audit
• Any graduate