Area Credit Manager - Commercial Vehicle - Credit Appraisal - Ludhiana - Feroze Gandhi Market - MM

About the role

To underwrite corporate finance business and manage the portfolio in assigned area . Support and co-partner with business teams to manage end to end credit approval for the designated region Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.

What you'll do

• Support and co-partner with business teams to manage end to end credit approval for the designated region
• Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high value cases
• Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/…
• Lead a team of credit approvers to ensure portfolio quality and delinquencies
• Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the…

What you need

• Credit appraisal
• Underwriting
• Credit risk
• Valuation
• Compliance
• Due diligence
• Chartered Accountant or MBA