Area Credit Manager-Informal-Delhi

About the role

As the debt arm of Aditya Birla Financial Services Group (ABFSG), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and BIL/PL. Currently ranked within the top 25 NBFCs of India, we have made significant progress and our balance sheet at INR 15,000 Cr plus exceeds that of several midsized Banks and NBFCs.

What you'll do

• KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Credit Underwriting Management Oversee the credit proposals evaluation and…
• Ensure direct and thorough investigation is undertaken to obtain relevant credit information through personal interaction with customer
• Approve/ decision credit proposals at the local/ regional level and recommend for further approval/ decision to Zonal / National / Credit Committee levels for certain…
• Ensure timely submission of Credit Appraisal Memo to the Zonal Credit Manager for all proposals highlighting the key risks associated with the borrower to enable a…
• Ensure no loss of revenue by issuing proper sanction letter and capturing the right deviation while assessing a case

What you need

• 4–7 yrs of experience
• Credit appraisal
• Sales
• MIS reporting
• Financial statements
• Cash flow
• Compliance
• Chartered Accountant or MBA

Good to have

• Capital markets
• Income tax
• SOP writing
• ISO 9001
• Due diligence
• Performance management