Area Credit Manager - SCF

About the role

The Senior Area Credit Manager is responsible for maintaining the health, quality, and growth of the credit portfolio across a designated geographic area. This is an individual role involving under writing, CAM preparation, Financial analysis, managing credit risk for supply chain finance for borrowers and Anchors cases, ensuring strict compliance with credit policy, and leveraging digital tools to drive processing efficiency.

What you'll do

• Digital Underwriting & Technical Assessment
• Advanced Underwriting & Structured Finance
• High-Ticket Financial Analysis: Conduct deep-dive financial analysis (Balance Sheet, P&L, Ratio analysis) for larger exposure/high-ticket proposals
• Reviewing of anchor companies / anchor programs (vendor /dealer finance anchor programs) for deep tier Supply Chain Finance vertical
• Responsible for analysing the Anchor Company / Fintech partners with the required due diligence and to ensure that all information required to take a credit decision is…

What you need

• 4–8 yrs of experience
• Financial analysis
• Credit appraisal
• Credit risk
• Underwriting
• Cash flow
• Financial statements
• Chartered Accountant

Good to have

• MIS reporting
• Working capital
• GST
• Due diligence