Area Credit Manager - SCF - Pune

About the role

Write the purpose for which the job exists (in 2-3 lines) To manage and evaluate credit risk for supply chain finance proposals, ensuring sound credit decisions that support business growth while maintaining portfolio quality and compliance with internal and regulatory guidelines Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

What you'll do

• Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
• Evaluate creditworthiness of anchor corporates and their associated vendors/dealers
• Analyze financial statements, bank statements, GST data, and other relevant documents
• Conduct risk assessments and assign appropriate credit limits and tenors
• Prepare detailed credit appraisal memos and present cases to credit committees/Senior Management

What you need

• Credit risk
• Compliance
• Writing
• Credit appraisal
• MIS reporting
• Financial statements
• Any graduate

Good to have

• Portfolio management
• Underwriting
• Channel sales
• GST
• CRM