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Area Debt Manager-Flows-Rural Assets

IDFC FIRST Bank·Raichur, Karnataka

Pay not stated4–7 yrsFull-time

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About the role

The Area Debt Manager – Flows – Rural Assets is responsible for managing a team and coordinating operational recovery activities for a credit portfolio within an assigned territory. This includes overseeing corporate policies and procedures, minimizing front-end delinquencies, and collaborating with the legal team to manage complex cases.

What you'll do

  • Manage collections for specific products within the assigned area
  • Ensure collection efficiency and control costs associated with collections
  • Track and control delinquency by bucket and Days Past Due (DPD), with a focus on non-starters
  • Review account allocations and set collection targets by bucket for agencies and in-house teams
  • Follow up regularly with default customers through a dedicated team

What you need

  • 4–7 yrs of experience
  • Collections
  • Negotiation
  • Reporting
  • Any graduate

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