Area Manager - Business Loans - Underwriting East

About the role

Credit Analyst for sourcing MSME working capital loans for Small Business lending vertical To Review & Evaluate Credit proposals created by team for MSME deals involving Term Loans, working capital limit CGTMSE backed limit, Purchase Bill Discounting

What you'll do

• Review credit proposals (CAMs /Interim CAMS /Ad-hoc CAMs) submitted by Credit managers teams on assigned set of accounts and assess the risk involved comprehensively
• Convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk
• Awareness of the product proposed and suitability to the client needs
• Reviewing Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines
• Compliance of underwriting process and liaising with Valuation & Legal Agencies for collateral assessment

What you need

• 6–8 yrs of experience
• Underwriting
• Valuation
• CFA
• Financial statements
• Risk management
• Accounting
• Chartered Accountant or CFA or MBA

Good to have

• Credit appraisal
• Working capital
• Performance management