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Area Operations Manager

IDFC FIRST Bank·Rajkot, Gujarat

Pay not statedMid levelFull-time

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About the role

This role entails management and maintenance of the quality of the credit portfolio pertaining to the client portfolio from origination to collections while ensuring alignment with IBFC First's credit risk appetite and the overall credit strategy in order to minimize problematic accounts and losses in the assigned area to the bank.

What you'll do

  • Implement approved departmental policies, processes, procedures and provides instructions to subordinates and monitor their adherence so that work is carried out in a…
  • Monitor the approvals / cancelation / freeze of the customers’ credit limits and proceed to the relevant account’s accurate and timely update to the available systems
  • Communicates with the relevant Credit Analysts in case of clarifications required regarding the credit limits of the clients and proceeds to their accurate update
  • Provides the required information as requested from all the available systems regarding the customer accounts credit limit profile
  • Inform relevant teams regarding any potential change in the customer credit limit status

What you need

  • Portfolio management
  • Credit risk
  • Credit appraisal
  • MBA

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