Assistant Manager- Credit Policy

About the role

Perform Portfolio Analytics to identify areas of "Risk" and "Growth" to facilitate policy changes. Analyze tests within the product to explore growth segments and conduct stress tests on the portfolio & risk-based segmentation. Monitor portfolio growth and direction, generating MIS for outcomes. Support automation of credit policies and parameters for lending.

What you'll do

• Support policy managers in monitoring portfolio quality by analyzing available data
• Come up with implementable solutions to address asset quality issues in acquisition as well as existing portfolio of retail asset products
• Assist in meetings for policy preparation and modification based on market requirements and portfolio performance
• Draft policies/guidelines for product programs, new launches, and target segments
• Track and follow up on system change requests to meet changing business needs, improving risk management, and liaising with respective units

What you need

• 3–5 yrs of experience
• MIS reporting
• Underwriting
• Credit appraisal
• Reporting
• Collections
• Risk management
• B.Tech or B.E. or B.Com or BBA

Good to have

• SAS
• Hadoop
• Hive