AVP-Credit Analyst 1

About the role

Prepare comprehensive credit applications and conduct credit analysis and grading for both new and existing customers across pan-India. Evaluate borrowers’ financial statements, credit history, and overall financial health to assess creditworthiness and repayment capacity. Ensure all credit applications adhere strictly to the bank’s credit policies, guidelines, and regulatory requirements.

What you'll do

• Prepare comprehensive credit applications and conduct credit analysis and grading for both new and existing customers across pan-India
• Evaluate borrowers’ financial statements, credit history, and overall financial health to assess creditworthiness and repayment capacity
• Ensure all credit applications adhere strictly to the bank’s credit policies, guidelines, and regulatory requirements
• Collect, analyze, and interpret financial data to identify potential risks, providing actionable recommendations to mitigate credit risk
• Establish suitable credit limits and develop risk mitigation strategies to safeguard the bank’s portfolio

What you need

• Credit risk
• Credit appraisal
• Financial statements
• Business development
• Any graduate