AVP - Credit Underwriting Officer

Sumitomo Mitsui Banking Corporation (SMBC)·Mumbai

Pay not stated3–5 yrsFull-time

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About the role

Will be responsible for the review and assessment of credit risk and will seek approval from relevant authorities by preparing the analysis material. Geographical / Functional Coverage – India, Credit Department (2nd line)

What you'll do

Independently review and assess diverse credit applications submitted by Business Units, providing objective and thorough evaluations
Prepare clear, concise executive summaries for submission to approval authorities, highlighting key credit risks and recommendations
Collaborate with senior credit officers to develop a deep understanding of legal documentation and proactively review term sheets and credit agreements
Support incumbent credit officers and senior management in credit evaluation, underwriting, and portfolio management activities
Develop and implement action plans to address credits showing signs of deterioration