Bharat Banking:Credit Analyst - Nano Business

About the role

About the Role The Credit Analyst is responsible for credit and income assessment as per prescribed parameters for the leads generated by Sales Team for Nano secured and un-secured business loan with ticket size between 1-20 Lakh. The Role is expected to deliver on portfolio quality and TAT as per defined parameters of the bank

What you'll do

• Customers assessment by visiting business, residence and collateral place
• Meet customer to capture data points with regard to income based on business specific PD sheet
• Ensure the verification process is compiled within expected TAT with first time right approach
• Broad assessment of collateral w.r to valuation and other parameters as per banks policy
• Conduct holistic and quality reference checks

What you need

• 5–8 yrs of experience
• Valuation
• Compliance
• Sales
• Any graduate

Good to have

• iOS