Branch Credit Manager-Rural

About the role

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.

What you'll do

• Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms
• Maintaining Credit TAT to ensure the growth of business
• Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases
• Conducting Random Visits in order to cross check the authenticity of the Contact point verifications
• Manage post disbursement documents and partly disbursed cases

What you need

• 2–5 yrs of experience
• Credit appraisal
• MIS reporting
• Portfolio management
• Reporting
• Customer service
• Root cause analysis
• Any graduate