Business Finance (Lending)

About the role

We are seeking an energetic, analytical, and business-focused Manager – Business Finance to join our Lending Finance team. In this role, you will act as a key financial partner to business leads, product managers, and risk teams across Personal Loans, Merchant Loans, and Credit Cards portfolios.

What you'll do

• Revenue Modelling & Portfolio Economics
• Build, maintain, and refine end-to-end financial & revenue models for lending products (Merchant Loans, Personal Loans, Postpaid)
• Model monthly/daily interest accruals, processing fee (PF) yields, First Loss Default Guarantee (FLDG) provisions, collection costs
• Conduct scenario modelling (AOP vs. Actuals, MBR updates, Team Plans) to assess the impact of take-rate changes, volume mix shifts, and credit policy tightening
• Business Partnering & Decision Support

What you need

• 4–5 yrs of experience
• Financial modelling
• FP&A
• Variance analysis
• Budgeting
• Reporting
• Excel
• Chartered Accountant or MBA

Good to have

• AWS