Credit Analyst

About the role

To Assess and conduct detailed credit analysis & evaluation of lending proposals for approval / decision at the local level or further recommendation for approval/ decision to Risk team for further approval at CC level Meet with developers and builders to understand the viability of their projects, in terms of project scale, progress and financials

What you'll do

• Assess and conduct detailed credit analysis & evaluation of lending proposals for approval / decision at the local level or further recommendation for approval/ decision…
• Meet with developers and builders to understand the viability of their projects, in terms of project scale, progress and financials
• Provide inputs towards the structuring of the deal, ensuring compliance with internal risk and external regulatory requirements
• Interact with the Legal and Technical agencies to ensure that property risk have been understood and mitigated
• Monitor statutory real estate guidelines and assess any relevant information from these sources

What you need

• Credit appraisal
• Credit risk
• Financial statements
• MIS reporting
• Valuation
• Compliance
• Any graduate

Good to have

• SOP writing