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Credit Analyst

Capco·Bengaluru

Pay not stated2–7 yrsFull-time

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About the role

2–5 years of mandatory experience in Corporate Banking / Wholesale Banking credit roles Solid understanding of banking products (CC/OD, term loans, BG/LC, etc.) Expertise in financial statement analysis, credit risk assessment, and rating frameworks Proficiency in financial modelling and forecasting.

What you'll do

  • Perform credit underwriting and appraisal for corporate/wholesale banking clients, including detailed credit reports
  • Prepare end-to-end credit proposals (industry & peer analysis, risk assessment, internal rating, documentation, collateral evaluation)
  • Conduct financial analysis (cash flow, working capital, leverage, EV, ratio analysis)
  • Evaluate loan structures, including term loans, working capital facilities, and trade finance exposures
  • Assess financial & non-financial covenants and monitor compliance

What you need

  • 2–7 yrs of experience
  • Financial analysis
  • Financial modelling
  • Credit appraisal
  • Working capital
  • Cash flow
  • Credit risk
  • Any graduate

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