Credit Analyst

About the role

As a Credit Analyst, you will play a vital role in our Back Office department, contributing to the financial health and stability of our organization. Your primary responsibility will be to assess the creditworthiness of potential borrowers and manage existing credit facilities. This role requires a methodical approach, excellent judgment, and the ability to work independently while collaborating effectively with colleagues.

What you'll do

• Play a vital role in our Back Office department, contributing to the financial health and stability of our organization
• Conduct thorough credit analyses and evaluations of potential borrowers, including financial statement analysis, cash flow assessments, and industry research
• Prepare comprehensive credit reports and recommendations for approval or rejection, ensuring compliance with internal policies and regulatory requirements
• Monitor and manage existing credit facilities, including regular reviews of borrower performance and financial health
• Identify and mitigate credit risks, implementing appropriate strategies to minimize potential losses

What you need

• 3–6 yrs of experience
• Financial analysis
• Cash flow
• Credit appraisal
• Excel
• Risk management
• Compliance
• B.Com or BBA