Credit Analyst

About the role

As a Credit Analyst, you will play a vital role in our organization's financial operations. Your primary responsibility will be to assess the creditworthiness of individuals and businesses, ensuring that our lending practices are sound and aligned with our risk management strategies. You will work closely with our lending team to evaluate loan applications, analyze financial statements, and make informed decisions regarding credit approvals.

What you'll do

• Play a vital role in our organization's financial operations
• Work closely with our lending team to evaluate loan applications, analyze financial statements, and make informed decisions regarding credit approvals
• Conduct thorough credit assessments of loan applicants, evaluating their financial health and credit history
• Calculate and interpret financial ratios to determine the borrower's creditworthiness and potential risk factors
• Review and verify the accuracy of loan application documents, ensuring compliance with regulatory requirements

What you need

• 2–5 yrs of experience
• Financial analysis
• Credit appraisal
• Financial statements
• Cash flow
• Credit risk
• Excel
• B.Com or BBA