Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit

About the role

We are seeking a detail-oriented and analytical Credit Manager to evaluate and underwrite credit proposals in the Agri-Fin Projects segment. The role involves assessing financials, conducting market visits, and ensuring timely and compliant credit processing. The ideal candidate should have strong financial analysis skills, experience in credit underwriting, and a proactive approach to risk management.

What you'll do

• Provide sound, independent, and unsolicited credit advice and recommendations on Agri SME credit proposals
• Handle all types of working capital requirements (fund-based and non-fund-based), commodity finance, and project loans for Agri SME enterprises
• Conduct thorough credit appraisals, including financial analysis to assess solvency, liquidity
• Present proposals to various sanctioning forums as per approval authorizations, ensuring all queries from the approving authority are satisfactorily addressed
• Conduct customer meetings and site visits at factories, offices, and residences to assess business operations, inventory, and working environment

What you need

• Financial analysis
• Credit appraisal
• Working capital
• Risk management
• Performance management
• Any graduate