highlisted

Credit Manager - Agri

IDFC FIRST Bank·Bhilwara, Rajasthan

Pay not stated2–3 yrsFull-time

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About the role

'Candidate will be responsible for assessing the loan applications, which involves determining the financial health and creditworthiness of potential borrowers. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties.

What you'll do

  • '1. Help develop relevant unnati MBL loans credit policies based on laws, regulations, and industry trends
  • Assessment of customers sourced by Sales Team as per credit policy
  • Underwriting of proposal is based on customers profile
  • Verification of Credit checks like RBI default list, dedupes checks about negative, caution and restricted profiles, Probe details, Individual and Commercial CIBILS
  • Analysis of statement of accounts, preparation of perfios

What you need

  • 2–3 yrs of experience
  • Underwriting
  • Credit appraisal
  • KYC
  • Cash flow
  • Valuation
  • Sales
  • Any graduate

Good to have

  • Accounts receivable

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