Credit Manager-FI Risk

About the role

The role holder has the responsibility to administer bank's lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan terms and determining interest rates. The role holder has to partner with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems.

What you'll do

• '-Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
• '-Research and evaluate clients’ creditworthiness
• '-Approve or reject loan requests, based on credibility and potential revenues and losses
• '-Calculate and set interest rates, negotiate loan terms with clients
• '-Ensure credit policies and program risk acceptance criteria are reviewed regularly

What you need

• Reporting
• Risk management
• Customer service
• Any graduate